Canadian Paycheque Budget
Know what's safe to spend
One tab per paycheque: bills, spending, savings and debt, with your safe-to-spend number at the top.
- Formula-checkedEvery file is tested in Excel and LibreOffice before it's listed.
- Blank + Demo copiesSee every tab filled in before you type a thing.
- No Microsoft 365 neededExcel 2019+ or free Google Sheets.
- English & FrançaisCanadian templates switch with one setting.
Paycheque Budgets
Know what's safe to spend before every payday.
Canadian Add-Ons
One-tab trackers for the money questions Canadians actually ask.
Holiday Gift Budget
Holiday gifts, one calm budget
Every gift, plus food, travel and décor, with what's left for the season.
TFSA · RRSP · FHSA Room Tracker
Know your TFSA room
TFSA, RRSP and FHSA room year by year, with a warning before you over-contribute.
Debt Payoff Planner
See your debt-free date
Snowball, Avalanche or your own order, with your debt-free date and the interest you save.
Sinking Funds Tracker
Big bills, no surprises
Car insurance, tires, holidays: what to set aside each month and each paycheque.
CRA Side-Hustle Reserve
Never owe CRA a surprise
Side income, a reserve percentage you choose, and the $30,000 GST/HST threshold.
Wedding Planning
A calm budget and guest list for the big day.
Wedding Budget
Your wedding, on budget
Vendors, deposits and due dates, per-guest costs from your RSVPs, and a household guest list.
Budget & Planning
The full money system, and a binder to print.
Ultimate Budget & Money Tracker
Budget, bills and savings, sorted
Twelve tabs: budget, bills, paycheck planner, sinking funds, debt and net worth, plus a 40-page printable binder.
Budget Planner Binder
Your whole money year, printed
Forty undated printable pages: monthly budgets, trackers and savings challenges. US Letter and A4.
Business & Freelance
Books, invoices and tax set-asides without a subscription.
Freelancer Income & Tax Tracker
Know what to set aside
Income by client, 11 deduction categories and quarterly tax estimates (US periods).
Small Business Bookkeeping
Your P&L, built automatically
Log income and expenses; a monthly profit and loss statement builds itself.
Invoice & Client Tracker
See who still owes you
Invoice log, aging report, client balances and a printable invoice with your tax number.
Industry Editions
Bookkeeping built for one kind of business.
Cleaning Business Bookkeeping
Books built for cleaners
Pricing and quotes, jobs, mileage, invoices and revenue by service for cleaning businesses.
Dog Grooming Business Bookkeeping
Books built for groomers
Clients and pets, rebook reminders, vaccine alerts, tips and taxes for groomers.
Rental Property Bookkeeping
See who's paid, unit by unit
Rent roll, rent ledger, lease alerts and a Schedule E / T776 tax summary for landlords.
How it works
- Buy and downloadInstant download from Etsy. Nothing is shipped.
- Open your copyOne click in the Quick Start PDF makes your own Google Sheets copy, or open the .xlsx in Excel.
- Three steps on the Start tabAbout five minutes, and a video guide if you want one.
Good to know
Do these work in Google Sheets?
Yes. Every download includes a Quick Start PDF with one-click links to your own Google Sheets copy. You need a free Google account.
Which Excel versions work?
Excel 2019 or newer on Windows or Mac. No Microsoft 365 subscription, no macros, no add-ins.
Is there sample data?
Every spreadsheet comes as a Blank copy for your numbers and a Demo copy that shows every tab filled in.
Is it in French?
The Canadian templates and the Wedding Budget switch every label to French with one setting.
Is this financial or tax advice?
No. These are planning tools. Check tax figures with the CRA, the IRS or an accountant.